关于潜水保险DiveAssure的疑惑

再说说美亚的情况，来自美亚淘宝旗舰店客服的回复。

1、境外险都保潜水，暂无深度限制，万国游踪比乐悠游的保障内容更全面些。
2、在境外遇到保险事故，应该先拨打保险公司的救援热线或报案电话，按保险公司的指示处理，之后及时填写索赔单。
3、医药补偿的境外费用不设单独上限，国内费用的上限为保额的10%或15%（走了社保、公费医疗就按15%，否则按10%），境外加国内的总额不超过所购买的医药保额。

我买的DA，交了费之后就算生效，一个电子的自己打印出来。已经一年到期了也没跟他们联络过（不希望真的用到保险。。。）所以不知道是不是楼主质疑的骗子网站。。。。坐等求证

上去又看了一下，竟然换界面了！现在这个WORDPRESS比以前好多了好么。。。以前那个网站简陋的就像上世纪做的。。。也可能1999年成立以来就没改过。。。

我看了下我当年的保单，救援电话确实是GBG的，是不是他们有什么合作就不知道了。现在已经改了
For members covered under the Gold, Platinum, Premier, Travel Saver, Trip Protect or Diamond
When calling from the USA or Canada, please dial +1-888-732-3454
To call collect from anywhere else in the world, dial +1-305-428-3581
Emergency email address: emergencies@diveassure.com.
For members who are covered under all other programs
When calling from the USA or Canada, please dial +1-866- 914-5333
When calling from anywhere else in the world, dial +1-905-669-4920

金卡 白金卡等高级会员是另一个电话，其他项目还是GBG的电话

特别神奇的是，如果访问 http://diveassure.com/ （即域名前面去掉www），居然会跳转到阿里巴巴旗下“全球速卖通”（AliExpress）的一个促销页面

http://www.scubaboard.com/forums/dive-assure/218981-diveassure-vs-dan-3.html
大家可以看下29楼的评论和后续讨论，特别是Primary的除外条款

另外还找到个案例，DA钻石会员的潜水装备遗失拒赔
Ron Lagerlof (Los Angeles, CA) cc’ed Chartis Insurance, the holder of his DiveAssure policy, on the e-mail he
sent to us about its lack of response to his claim for checked dive gear lost during travel from LAX to Bangalore
for a Maldives dive trip. He filled out paperwork with Lufthansa at the Bangalore airport and rented gear in the
Maldives. “The luggage was never found, but Lufthansa paid out $1,500, the maximum allowed. I then followed
up with Chartis. For being a DiveAssure ‘Diamond Member,’ I had paid extra for multi-trip travel coverage, which
brings with it $5,000 coverage for ‘personal diving equipment.’ On January 31, I received a letter from Chartis stating
that as the ‘airline lost your luggage while in route to your destination, the DiveAssure policy does not provide
coverage for this type of loss.’ So then what does it provide?” He called Chartis customer service and “their first line
of defense was to deny, deny, deny. I was told I must submit a written appeal. Incidentally, DiveAssure claims the
policy is ‘Primary’ and states: ‘Primary insurance’ means your insurer will reimburse you in full for your payments
made by you, disregard any other insurance you may have, which may or may not cover the incident. All DiveAssure
programs are primary.’”
The same day Lagerlof e-mailed us, we both received an e-mail from Roy Pargament, DiveAssure’s customer service
manager, who said he would look into the matter with Chartis and update Lagerlof on his findings. A few weeks later, DiveAssure and Chartis again denied his claim.

潜水论坛上有人说DiveAssure + DAN正好覆盖primary和secondary，恐怕是误解

如果有迟疑就买DAN的好了。